API banking and third party apps is already happening in Germany and Europe. Look at Fidor Bank and Mondo Bank. It's not like anyone can get access to the API

API banking and third party apps is already happening in Germany and Europe. Look at Fidor Bank and Mondo Bank. It's not like anyone can get access to the API. The marketplace/app store and access to the API can be controlled. https://developer.fidor.de/ https://developer.fidor.de/ https://getmondo.co.uk/docs/ https://getmondo.co.uk/docs/