I haven't used it for personal finance, but ledger would probably cover your needs, and works from the CLI. You can keep your plain-text ledger file in version

I haven't used it for personal finance, but ledger would probably cover your needs, and works from the CLI. You can keep your plain-text ledger file in version control etc. also. - http://ledger-cli.org/ http://ledger-cli.org/ (There's also hledger that has a few extra features, but is largely compatible with ledger).