However, although their are obviously exceptions, YCombinator typically invests in founders who don’t have a ton of financial skin in the game. Which founders

However, although their are obviously exceptions, YCombinator typically invests in founders who don’t have a ton of financial skin in the game. Which founders have kids that won’t eat if the company fails? If you aren’t looking at being thrown out of the family home, you aren’t really taking on a huge amount of risk. The typical thing at stake for most founders is opportunity cost: “With my grades and experience, I could have been making $200,000 - $300,000 consulting or at BigCo, but I chose to found a startup instead."