4 ms·

I'm not sure anybody has a problem with their "Good Credit".

• arprocter 11y ago
  As I understand it without using credit cards you don't build any. I lived for years with only a debit card but because of the need to 'build credit' I'm now forced to have credit as well. It seems silly to say "Americans Can’t Help Themselves from Borrowing More on Credit Cards" when the system relies on credit ratings