Excellent commentary. Private markets with public motivations are super dangerous. On this specific issue we have ended up with the worst possible combination

Excellent commentary. Private markets with public motivations are super dangerous. On this specific issue we have ended up with the worst possible combination of a private/free market and a federal market behaving as a huge actor that operates outside of the free market system(ie no requirement to be profitable/sustainable). The presence of that almost majority actor drives decision making and behavior that completely cripples the free market relationship between the consumer and provider. The health care market was already barely a free market due to the nature of the service and availability. I also do not really care what system we have in the US single or federal, we just can not continue to ignore the repeated failures that "sorta" socialized programs leave in their wake.(CRA) Just one or the other.