Yes, this is regular homeowner's insurance -- it went from 300 a year to 1650 a year within the span of about 5 years. This was just after the 2008 economic me

Yes, this is regular homeowner's insurance -- it went from 300 a year to 1650 a year within the span of about 5 years. This was just after the 2008 economic meltdown, so I'm sure the insurance companies had to make up for other investment losses. But their excuse, is that my 180K house (with a market value of 160K) has a rebuild cost of over 350K based on their estimation.