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If you cause an accident on foot, or riding a bicycle your third party liability insurance pays for the damage. If you cause the damage by using an illegal dev
by CaptainZapp 11y ago
If you cause an accident on foot, or riding a bicycle your third party liability insurance pays for the damage.
If you cause the damage by using an illegal device your insurer will not pay for the damage.
It's not a matter of being slightly faster, it's a matter of the device not being certified for use on public grounds.
- LoSboccacc 11y agohow many are actually insured for that specific liability? just asking, I'm unfamiliar with the other countries insurance policies, but I've rarely heard people being insured that way in the European countries I lived.
- CaptainZapp 11y agoI can only speak for Switzerland: Most people here have have "household insurance", which covers theft, damage to property and mostly third party liability. Third party liability won't cover usage of a motor vehicle (needs to be insured seperately, and is mandatory). It does cover damages caused by riding a bicycle, though.
- gambiting 11y ago"your third party liability insurance pays for the damage" What "third party liability insurance"? Do I have some insurance that I don't know about? Or are you suggesting that somehow my car insurance(which does have third party liability cover) somehow covers me when walking around/cycling?