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Add to this that use of those gizmos on public greound is outright illegal in a lot of countries. While the consequences, if caught may not be dire, causing an

Add to this that use of those gizmos on public greound is outright illegal in a lot of countries. While the consequences, if caught may not be dire, causing an accident may hurl you into a world of pain, since your insurer won't pay squat. Or they may pay and hound you for the rest of your life in order to get reimbursed. Being responsible for personal injury can get very, very expensive.

gambiting 11y ago
It wouldn't be any more expensive than walking into someone, with them falling down and breaking their back. Hitting someone with a bicycle can cause serious harm and cost you a lot of money, yet I know one person who owns insurance for riding a bike - 99.9% of people riding bikes don't care. I don't see why it would be different for this, it's slightly faster than walking and slower than riding a bike.
- CaptainZapp 11y ago
  If you cause an accident on foot, or riding a bicycle your third party liability insurance pays for the damage. If you cause the damage by using an illegal device your insurer will not pay for the damage. It's not a matter of being slightly faster, it's a matter of the device not being certified for use on public grounds.
  - LoSboccacc 11y ago
    how many are actually insured for that specific liability? just asking, I'm unfamiliar with the other countries insurance policies, but I've rarely heard people being insured that way in the European countries I lived.
    - CaptainZapp 11y ago
      I can only speak for Switzerland: Most people here have have "household insurance", which covers theft, damage to property and mostly third party liability. Third party liability won't cover usage of a motor vehicle (needs to be insured seperately, and is mandatory). It does cover damages caused by riding a bicycle, though.
  - gambiting 11y ago
    "your third party liability insurance pays for the damage" What "third party liability insurance"? Do I have some insurance that I don't know about? Or are you suggesting that somehow my car insurance(which does have third party liability cover) somehow covers me when walking around/cycling?

gambiting 11y ago

It wouldn't be any more expensive than walking into someone, with them falling down and breaking their back. Hitting someone with a bicycle can cause serious harm and cost you a lot of money, yet I know one person who owns insurance for riding a bike - 99.9% of people riding bikes don't care. I don't see why it would be different for this, it's slightly faster than walking and slower than riding a bike.

CaptainZapp 11y ago
If you cause an accident on foot, or riding a bicycle your third party liability insurance pays for the damage. If you cause the damage by using an illegal device your insurer will not pay for the damage. It's not a matter of being slightly faster, it's a matter of the device not being certified for use on public grounds.
- LoSboccacc 11y ago
  how many are actually insured for that specific liability? just asking, I'm unfamiliar with the other countries insurance policies, but I've rarely heard people being insured that way in the European countries I lived.
  - CaptainZapp 11y ago
    I can only speak for Switzerland: Most people here have have "household insurance", which covers theft, damage to property and mostly third party liability. Third party liability won't cover usage of a motor vehicle (needs to be insured seperately, and is mandatory). It does cover damages caused by riding a bicycle, though.
- gambiting 11y ago
  "your third party liability insurance pays for the damage" What "third party liability insurance"? Do I have some insurance that I don't know about? Or are you suggesting that somehow my car insurance(which does have third party liability cover) somehow covers me when walking around/cycling?