For me it's not so much about "allure" as it is economics. I live with my girlfriend and she has a modest car that she's paid off. We both work downtown and l

For me it's not so much about "allure" as it is economics. I live with my girlfriend and she has a modest car that she's paid off. We both work downtown and live about 3 miles from work. We mostly ride to work together so we only pay for one parking pass and use one car's worth of fuel. When weather is nice I may ride my bike to work or ride the motorcycle I bought for shorter trips that don't require the car or highway driving. Either way, the bike cost maybe a third of what her car cost but neither of us is paying off a vehicle loan. I've considered getting a second car. Something used and under $10k. Maybe even under $8k. Basically I think about it those handful of times it's not convenient to share the car and I need to pay $10 to take a cab/Uber or rent something once a year for a longer trip while she needs the car. But I can never really justify it. As much as I'd like my own car, even a perfect balance (cheap/old enough to be affordable but no to much that maintenance makes up the difference) would cost way more than hiring or renting something for the times I'd use it.