Look at a merchant account agreement sometime, there are all sorts of businesses deemed too risky for conventional payment processors. It's not unique to PayPal

Look at a merchant account agreement sometime, there are all sorts of businesses deemed too risky for conventional payment processors. It's not unique to PayPal and you would be almost instantly in bankruptcy if you didn't set restrictions on the types of businesses you process for. https://www.braintreepayments.com/legal/acceptable-use-policy https://www.braintreepayments.com/legal/acceptable-use-polic... Restricted activities include some obvious sketchy areas (check cashing) and some less obvious sketchy areas (human hair, fake hair or hair-extensions).