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You might find this unfair, but if you're using an introductory card for your normal purchases, you're being financially stupid. Myriad higher tier cards offer
by dclowd9901 11y ago
You might find this unfair, but if you're using an introductory card for your normal purchases, you're being financially stupid.
Myriad higher tier cards offer many rewards that you're actually paying for anyway on marked up costs of items merchants have to charge to pay card processing fees. So I would say, yes, you deserve a low credit rating.
- Laaw 11y agoFrom a guy using an introductory card, I agree. If I could, I would, but apparently I can't right now.
- barrkel 11y agoSomebody who is actively seeking to get every nickel and dime they can from credit card purchases seems more like a marginal customer to me - warranting a lower score rather than higher.