>Loan goes bad, you take the collateral Yeah, and in the most recent cases that was somebody's home, for which nabbing that collateral was controversial. >Now

>Loan goes bad, you take the collateral Yeah, and in the most recent cases that was somebody's home, for which nabbing that collateral was controversial. >Now banks think they can get rid of that concept too. Banks are pretty good at assessing loan risk. You don't think so? Go try to get a small business or unsecured loan.