Agreed, the prudent and frugal way is possible, and more accessible than ever for those looking in the right places. And it is rewarding, very rewarding compare

Agreed, the prudent and frugal way is possible, and more accessible than ever for those looking in the right places. And it is rewarding, very rewarding compared to the other option of irresponsibility, when you're small enough to fail hard. Be sure to look the other way as those in a positions of wealth and information advantage make orders of magnitude more progress than you, lest you get discouraged at the complete lack of fairness of it all or overhear them wondering why you're not as successful or as hard-working or as beautiful or as intelligent as them. In the professional field, we're expected to be specialists, and if you're not, you lose out (comparatively). In life, we're expected to understand and make informed decisions on a huge range of topics, and if you're not, or if you err, it's your fault. Some people have enough support to be picked up, reflect and become stronger and make better decisions next time, but most don't. If your family and your teachers and your self didn't prepare you to navigate this extremely complex world of maneuvering, intelligent, powerful agents... then what do you do? You suffer and you try to cope and you fight to find some peace by whatever means necessary, ethics be damned. You keep climbing or you fall.