We also have a similar limit in France, 5000€ too I believe. > Imagine trying to sell a used car or other high asset items like fully loaded computers and Swis

We also have a similar limit in France, 5000€ too I believe. > Imagine trying to sell a used car or other high asset items like fully loaded computers and Swiss watches. Who is going to take a check? Happens a lot for houses, cars, ... Usually: - Bank transfer - A regular check and wait of the clearance time period before getting the good - A "chèque de banque", translated to "bank check" I guess, aka a check that is in the name of your bank rather than yours. The banks delivers those in limited amount and/or for a fee, and since the bank issuing that check is the one who owns the customer's account, they don't have a problem checking for the funds. Eg: you A want to use an account from you bank B to buy a car from C, instead of making a check marked "A pays C", you go to your bank, ask them a bank check, they take the money from your account and give you a check "B pays C". Having recently bought a slightly expensive car, that was the rule: either give us a check and wait 3 weeks, or give us a bank check and leave with the car immediately.