The way I had to take out loans when I went to college, I knew how much more in debt I was getting every semester and the total debt. I had gone to a public uni

The way I had to take out loans when I went to college, I knew how much more in debt I was getting every semester and the total debt. I had gone to a public university in the US. Since I had scholarships, I had to take out "only" $1000-$2000 in loans per semester. Every semester when disbursement time came around, the university financial office would send me an email informing me of all the money that was coming in from scholarships and loans, how much of it would be applied to tuition, and the amount of the rest that would be deposited into my account. If I recall correctly, I think they even made me see the balance before the money would be disbursed. In this way, I knew what my loan balance was when I graduated, and instead of panicking about it, paid it off gradually over several years.