My wife was subject to very confusing papers that resulted in a federal loan many years ago. To her (she is dyslexic), it appeared to be a scholarship or a gran

My wife was subject to very confusing papers that resulted in a federal loan many years ago. To her (she is dyslexic), it appeared to be a scholarship or a grant. 1. She has no degree, yet owes money. 2. Cannot get a better job to pay off said loan. 3. Cannot get official transcript for classes she **has** paid for, because school blocks it. Ok, so it's a perfect storm that she can never get out of, due to predatory interest (yes ~8% on a federal loan when banks get 0% IS predatory) and 'fines and fees' that exponentially compound. Worse yet, taxes and wages are garnished. Yet any calls to find how they are taken from the bill falls on deaf ears. Tax return payments alone have at least counted up to $15k... yet Navient cannot answer for it. Nor can anyone else. So, how do you dig out of this situation? Well, she won't take the solution I recommend: Lie about a degree. But we're looking at this haunting our retirement. But one thing is for sure: we are in it together. I know this isn't some sort of isolated situation. I can see variants of this being played out time and again; I can only wonder how the fallout of this will affect the people.