This is US centric, but the approach I've had good success with is outlined at: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy https://w

This is US centric, but the approach I've had good success with is outlined at: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_.... This is essentially what Personal Capital, Wealthfront, Betterment, etc., do for you. I don't use those services because I enjoy learning about personal finance and I think the work required on my part is pretty easy. Your mileage may vary.