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Since most people don't do this already despite losing money to inflation, I doubt there will be a significant change in behavior for most people when interest
by kstenerud 11y ago
Since most people don't do this already despite losing money to inflation, I doubt there will be a significant change in behavior for most people when interest rates tip negative.
- JoshTriplett 11y agoDon't underestimate perception. Fees/taxes/"negative savings interest" are much more visible than inflation. I'd be surprised if that didn't cause bank runs. For my part, I already carefully manage how much I keep liquid versus invested, but anything equivalent to a fee would cause me to switch institutions or otherwise drastically change this strategy.