I'm fine with this, as long as the risk/reward ratio is equal. Maybe each employee has to donate credit to the company for expenses if they don’t have the cash

I'm fine with this, as long as the risk/reward ratio is equal. Maybe each employee has to donate credit to the company for expenses if they don’t have the cash? I started my company with bank loans and credit lines. If it goes bust, it's my reputation and I will have to pay back the money. If someone isn't willing to risk this as well, they aren't an equal partner and shouldn't share equally in the reward. Some people aren't willing to risk this much, yet still want to contribute. They are employees.