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Right now, companies look at only your timely historical credit payments to determine credit risk I have to disagree with the above quote. That is not only wha
by pavornyoh 11y ago
Right now, companies look at only your timely historical credit payments to determine credit risk
I have to disagree with the above quote. That is not only what they used. This should shed more light http://www.entrepreneur.com/article/218126 http://www.entrepreneur.com/article/218126 https://www.calcxml.com/do/article?id=751719129&cat=credit https://www.calcxml.com/do/article?id=751719129&cat=credit
What you are proposing thus, their qualifications and data from their home country; for millennials, their education background and future potential will lead to discrimination, redlining etc..
- rm2904 11y ago1. I should've been more explicit in saying that they only look at credit related behavior. The article shows contributions of various things to their FICO score. 2. there are several things that can't be used to underwrite in the U.S. - http://www.consumer.ftc.gov/articles/0347-your-equal-credit-opportunity-rights http://www.consumer.ftc.gov/articles/0347-your-equal-credit-... other variables such as education are fine if they are not a very close proxy of the prohibited variables