3 ms·
There are some laws around what data can be used to underwrite loans. Nationality can't be used, but immigration status can be. http://www.consumer.ftc.gov/art
by rm2904 11y ago
There are some laws around what data can be used to underwrite loans. Nationality can't be used, but immigration status can be.
http://www.consumer.ftc.gov/articles/0347-your-equal-credit-opportunity-rights http://www.consumer.ftc.gov/articles/0347-your-equal-credit-...
- danieltillett 11y agoYou can provide this national origin information voluntarily if you wish. If it means you get a credit score then most people would. The problem right now is all immigrants are treated as they are the highest possible credit risk with no effort made to adjust on the basis of personal circumstances.