"Down on your luck? No problem. We understand that terrible things happen to people just like you all the time. But did you know there is a way out? Just sign

"Down on your luck? No problem. We understand that terrible things happen to people just like you all the time. But did you know there is a way out? Just sign right here and we'll provide an annuity based on your child's 'right to help' income. After all, what's good for you is good for them too!"