The USA credit score system is completely crazy. When I was in the USA on sabbatical a few years ago even opening a bank account was a nightmare. In the end I w

The USA credit score system is completely crazy. When I was in the USA on sabbatical a few years ago even opening a bank account was a nightmare. In the end I was only able to do so because I had a Citibank credit card here in Australia and Citibank USA recognised me. It still took the poor banker a few hours and about a dozen phone calls to various parts of Citibank to open the account.