Meanwhile, the stock market has been giving returns of 20% per year for the last couple of years. It's been crazy. And corporate bonds typically yield 5%. Saver

Meanwhile, the stock market has been giving returns of 20% per year for the last couple of years. It's been crazy. And corporate bonds typically yield 5%. Savers don't need to care about what the interest rate is. The people who care are the people who lend to invest, for whom low interest rates means increasingly risky stuff is profitable.