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Its not actually possible for this to work with a 'chip' card. If your polish card has a chip and you change the pin online, there is a slight chance the chang
by neximo4 11y ago
Its not actually possible for this to work with a 'chip' card.
If your polish card has a chip and you change the pin online, there is a slight chance the change wont register. Many ATMs don't send a request to check the pin/they check the pin stored on the chip.
This is why you have to be physically present at an ATM to change the pin.
So if you change the pin, and say go out of Poland and use it somewhere else, without using it in Poland first, it would say the PIN is incorrect.
This risk might be why it is not readily available with UK banks.
- gambiting 11y agoWell, I know that it definitely, absolutely works while abroad. How do I know? Because the cards from that bank don't arrive with a pin. You don't get two envelopes, one with the card another with a pin - it's just the card, then you have to go online, log in, activate the card and set the pin. I've had new cards delivered to my UK address, activated them online and they worked in the UK without any problem(without ever being used in Poland first). So maybe there is something on the chip, some variable saying "always check the pin with server"?