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"Americans are flooding the government with appeals to have their student loans forgiven on the grounds that schools deceived them with false promises of a well

"Americans are flooding the government with appeals to have their student loans forgiven on the grounds that schools deceived them with false promises of a well-paying career—part of a growing protest against years of surging college costs." I've never seen a university that promised a guaranteed job or career. It has always been a risk and it's ludicrous that students would attempt to make this case. Have we sunk this low with personal responsibility? This victim mentality needs to stop if we are going to progress as a society. I think the problem I have is that not only do some students major in things like medieval history (which will not likely get you a well-paying job, let alone a career), but many think that just getting a piece of paper will get you a job. It might help you get your foot in the door, but you still need to put the work into it. College isn't for everyone. Some people would be better suited with a trade.

x5n1 11y ago
What we need to do is stop subsidizing schools with loans that you can not default on, or get rid of through bankruptcy. Personal responsibility starts with the lender. When lenders know that they are not guaranteed a return, they will be more careful about who they give loans to, for what degree, and for how much. Which will then lead to lowering of tuition costs to reflect the economic value of the degree and the program. The microcosm of excessively priced degrees has much to do with the rules of the system more than the choice of the student. 17 and 18 year olds are not developed enough to understand what they are getting themselves in to. The bankers who lend them and the schools which entice them know exactly what they doing. They have a lot of resources at their disposal to do so. 17 and 18 years olds might have a mom or dad who may be semi-literate in these things.
ubernostrum 11y ago
Have we sunk this low with personal responsibility? The allegation being made is that the institutions engaged in fraud -- knowingly misrepresenting the services they were offering, in order to profit. I was under the impression that most people agree the fault in fraud is on the part of the fraudster and that the damages caused by fraud should be, y'know, remedied.
rawTruthHurts 11y ago
From the article "he classes used outdated software and were taught by an instructor who knew less than the students. “Most of the time spent in her classes were us teaching her,”" Victim mentality indeed, huh?

x5n1 11y ago

What we need to do is stop subsidizing schools with loans that you can not default on, or get rid of through bankruptcy. Personal responsibility starts with the lender. When lenders know that they are not guaranteed a return, they will be more careful about who they give loans to, for what degree, and for how much. Which will then lead to lowering of tuition costs to reflect the economic value of the degree and the program. The microcosm of excessively priced degrees has much to do with the rules of the system more than the choice of the student. 17 and 18 year olds are not developed enough to understand what they are getting themselves in to. The bankers who lend them and the schools which entice them know exactly what they doing. They have a lot of resources at their disposal to do so. 17 and 18 years olds might have a mom or dad who may be semi-literate in these things.

ubernostrum 11y ago

Have we sunk this low with personal responsibility? The allegation being made is that the institutions engaged in fraud -- knowingly misrepresenting the services they were offering, in order to profit. I was under the impression that most people agree the fault in fraud is on the part of the fraudster and that the damages caused by fraud should be, y'know, remedied.

rawTruthHurts 11y ago

From the article "he classes used outdated software and were taught by an instructor who knew less than the students. “Most of the time spent in her classes were us teaching her,”" Victim mentality indeed, huh?