> So the payments network - the hard part - was already in place. Similar example: Polish mobile payments company (Blue Media) wanted to speed up most commonly

> So the payments network - the hard part - was already in place. Similar example: Polish mobile payments company (Blue Media) wanted to speed up most commonly used service - charging prepaid GSM accounts so they created account in pretty much every existing bank as internal transfers are pretty much instant. This also required to integrate with many APIs to fill out/automate transfer details. Thanks to that it was easy for them to offered express transfers (5-15 minutes instead of standard 2-4 hours)