Cut down on vacations, that video game console, that iPhone every year. Cut down on drinking, cigarettes. In fact cut away almost anything you don't 'need'(A.K.

Cut down on vacations, that video game console, that iPhone every year. Cut down on drinking, cigarettes. In fact cut away almost anything you don't 'need'(A.K.A living frugally) AND then Invest what you saved. Give it a few years. You are almost there...