In Finland you have a social safety net. In the US if you're out of a job you have to pay your own health insurance, you have to keep paying down your student l

In Finland you have a social safety net. In the US if you're out of a job you have to pay your own health insurance, you have to keep paying down your student loans, and if you ever want to retire you should probably save and invest the money yourself. So don't be surprised we worry about money.