Hmm, I think you might be oversimplifying it. If most loans are repaid very quickly, it would drastically reduce the profitability of the lend. So, lending out

Hmm, I think you might be oversimplifying it. If most loans are repaid very quickly, it would drastically reduce the profitability of the lend. So, lending out 1 million dollars 150 times consecutively in one year could be doable, you'd never hit the higher interest rates, and you'd still be able to claim you lent 150M dollars.