I've been in the game for 3 years. I'd estimate I redeemed $40k worth of free travel last year between flights and hotels, including First Class on JAL to Tokyo

I've been in the game for 3 years. I'd estimate I redeemed $40k worth of free travel last year between flights and hotels, including First Class on JAL to Tokyo and Suites on SQ to Singapore. Most underrated part of points is that they are earned and redeemed tax free IMO.