If someone is so disabled that BI alone won't save them, then yes, other things will step in. This is a great opening for private charity, in fact. Given BI as

If someone is so disabled that BI alone won't save them, then yes, other things will step in. This is a great opening for private charity, in fact. Given BI as a baseline, the conservative dream of having private charity handle things might actually work, because it would be limited to the exception cases.