As you might have noticed, the problem with this thinking is that you (or I) don't decide what Zuckerberg or Gates spends his money on - they decide. However mu

As you might have noticed, the problem with this thinking is that you (or I) don't decide what Zuckerberg or Gates spends his money on - they decide. However much you trust them to make their decisions, they're ultimately not responsible to you or anyone else how they do it.