It's very easy to do. I am earning roughly triple what I earned 16 years ago and I'm living more comfortably but I'm just comfortable. I'm not living extravaga

It's very easy to do. I am earning roughly triple what I earned 16 years ago and I'm living more comfortably but I'm just comfortable. I'm not living extravagantly by American middle-class standards. I drive an 11 year old, paid off vehicle. I live in a middle-class neighborhood, 15 miles outside of the city. I'm living comfortably on money that I would have killed to make back then. I went from an apartment to a house. Higher utilities. A couple of credit cards with modest balances. I had children. I started paying for health and life insurance. Contributions to a retirement account. It happens gradually and it's easy to not notice, until you reflect on long term changes. If my income tripled again, instantly, it would be a game changer. With my current standard of living, I could retire by 50. If it triples again but over the next 16 years, it would likely be a different story.