> For the things where reversing payments is a desired feature, you can build that on top of crypto-currencies (e.g. by using an escrow), so is not like it has

> For the things where reversing payments is a desired feature, you can build that on top of crypto-currencies (e.g. by using an escrow), so is not like it has to be the wild west. As it stands with credit cards, it's 180 days maximum for a chargeback; meaning that the consumer has six months to make up their mind on any transactions they may not deem acceptable. How long should it be in escrow if we're to switch to Bitcoin? I don't see how merchants will want to wait six months for them to see any payments and I don't see how consumers will want to see the timespan lessened.