I appreciate your point and don't disagree. I guess I'm just saying that even though I have a record of every payment made to my children, clearly showing the

I appreciate your point and don't disagree. I guess I'm just saying that even though I have a record of every payment made to my children, clearly showing the legitimate destination accounts, and there is no other activity they queried, and I explained everything in writing to the bank, they still chose to classify my account as an MSB. It reminds me of how the Inquisition types used to "prove" a woman was a witch: put her in a ducking stool and throw her in a lake. If she floats, she's a witch, so burn her at the stake. If she sinks and drowns, she's innocent, but she'll go to heaven, so it's all ok. Either way she's fucked. That's kind of how I feel: the more you prove your innocence, the more guilty you are. I suppose I'm making a fuss to make a statement about our steadily eroding freedoms, and the gradual onset of totalitarianism in the USA, all in the name of protecting we, the people. (I shouldn't complain, though; I could still be living in South Africa.)