> Transfers with TransferWise aren't instant, they wait Do note that if the market moves a long way while they are waiting they will cancel the entire transact

> Transfers with TransferWise aren't instant, they wait Do note that if the market moves a long way while they are waiting they will cancel the entire transaction. This is a very different product to the one offered by your bank. Your bank takes some risk (and they charge a huge premium which more than covers it); TransferWise makes you keep the market risk. Most days this makes no difference. On a day when everybody is trying to move money in the same direction, you will notice.