Why should fairness be a goal though? If men are really are more dangerous drivers, why shouldn't they pay more in car insurance? Or teenagers? It's not like th

Why should fairness be a goal though? If men are really are more dangerous drivers, why shouldn't they pay more in car insurance? Or teenagers? It's not like they can control their age, but they are objectively more likely to get into an accident. So are people with eyesight problems, etc. Algorithms should make the most accurate predictions possible. If somehow we had a time machine and could just see the future, we would do that. People who are more likely to get in accidents should pay higher insurance, or bank loans, or whatever. If you are less of a risk, then you should pay less. Omitting statistically relevant features is silly. It's not like the algorithm has human biases. It doesn't hate people of a different race, it's not sexist. It just looks at the cold hard facts and makes the best prediction possible.