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Once you get in the habit of spending too much or god forbid run up a large credit card debt I can see how it might be hard to return to a lifestyle of frugalit
by pmorici 11y ago
Once you get in the habit of spending too much or god forbid run up a large credit card debt I can see how it might be hard to return to a lifestyle of frugality akin to the difficulty of quitting smoking or a morning coffee habit.
I do agree that discipline is the name of the game though.
- rconti 11y agoAbsolutely. Habits are hard to quit. For me, it's the "time to spend" habit. I put off making a big purchase, but once I do (say, building a home theater system or something) it becomes easy to just keep spending on it because you've already mentally committed to the project. All fine and good so far. But then you notice something else you 'need' or that's wearing out, and you buy that without thinking about it. Then you buy another thing without thinking about it, because you're in the habit. Sometimes you need to do a spending detox after those splurges.