I wrote up my system in another thread - I do almost exactly the same thing, except it's $40 a day for me, my wife and 2 kids. The only difference is we actuall

I wrote up my system in another thread - I do almost exactly the same thing, except it's $40 a day for me, my wife and 2 kids. The only difference is we actually "pay out" the money each day, and only spend from what we've accumulated from that day and previous days.