I thought you needed hardware you connect to the automobile to do the tracking? My understanding was that the phone and the hardware sync using bluetooth, and t

I thought you needed hardware you connect to the automobile to do the tracking? My understanding was that the phone and the hardware sync using bluetooth, and the phone uploads data to the insurance companies. Kind of like Automatic: https://www.automatic.com/home/ https://www.automatic.com/home/ This is how they track the hard accels, hard breaks etc., since the car puts these events on it's BUS.