Agreed, we offer Credit Card and Paypal and have close to half our customers using PayPal. In terms of the horror stories I think it depends a lot on your busi

Agreed, we offer Credit Card and Paypal and have close to half our customers using PayPal. In terms of the horror stories I think it depends a lot on your business. For someone like us sending relatively predictable large volume through in the mostly $25-$150 range we have never had an issue. At most we probably only ever had a $50k exposure to PayPal as you can withdraw as often as you want.