> If you think there's a potential liability between two parties, it's much better to formalize it as a loan agreement than to just carry it as a risk. Such a

> If you think there's a potential liability between two parties, it's much better to formalize it as a loan agreement than to just carry it as a risk. Such a clear and excellent point. This is the basis of the idea people are thinking when they tell someone to "get it in writing."