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> They are not just managing your risk, they are increasing it whilst mitigating the effects it has on themselves! Well, they're passing the risk on. The risk

by cwyers 11y ago

> They are not just managing your risk, they are increasing it whilst mitigating the effects it has on themselves! Well, they're passing the risk on. The risk is in chargebacks from people who bought things from the OP's company, right? If they weren't using PayPal or some other third-party payment processor, that would be their risk.

smt88 11y ago
> Well, they're passing the risk on Yes, but PayPal gets a (high) transaction fee in exchange for assuming that risk. The company borrowing from PayPal is charged interest for the privilege of taking that risk away from PayPal. That's insanely exploitative on PayPal's part.