I think, while I make a reasonable salary, I must be a bit more frugal than the large portion of HN readership in that I can always find 10 minutes of my day to

I think, while I make a reasonable salary, I must be a bit more frugal than the large portion of HN readership in that I can always find 10 minutes of my day to cancel a doctor's appointment as opposed to paying $16 (the cost of lunch and a drink) for someone else to do it. Perhaps I'm just not as busy as others on HN.