Before ACA we could barely afford health insurance for our family. After ACA it became evident that we can't afford to participate in this mafia racket if we tr

Before ACA we could barely afford health insurance for our family. After ACA it became evident that we can't afford to participate in this mafia racket if we truly want some money left over to pay for necessary medical expenditure. We were ready to face the tax penalty, but then my accountant found a loop hole. It's time for a repeal and replace -with some introduction of market competition. This unholy alliance of hospital-insurance-government mafia cartel needs to be broken.