https://www.healthcare.gov/health-care-law-protections/rate-review/ https://www.healthcare.gov/health-care-law-protections/rate-... Insurers are now limited to

https://www.healthcare.gov/health-care-law-protections/rate-review/ https://www.healthcare.gov/health-care-law-protections/rate-... Insurers are now limited to making 20% profit maximum under ACA to prevent pathological scenarios like that. Will there be a reduction in "innovation"? Maybe, but how much innovation do you need from a payment scheme? In any case, the game now is to increase their subscriber base by stealing from competitors or the uninsured, both likely to result in benefits to consumers. I found this site helpful too: http://obamacarefacts.com/obamacare-control-costs/ http://obamacarefacts.com/obamacare-control-costs/