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I have health care through the exchange and it drives me crazy that I pay $300+ monthly and if I have to see a doctor I still have to cover the expense myself b
by ritchiea 11y ago
I have health care through the exchange and it drives me crazy that I pay $300+ monthly and if I have to see a doctor I still have to cover the expense myself because I have to spend several thousand dollars out of pocket before my insurance begins to cover anything. It seems to me that ~$4,000 annually is a lot to pay for what is effectively disaster insurance. But if I don't pay it not only do I pay a fee but I run the risk that if anything truly horrible happened I would be bankrupt.
Health care in the US remains a disaster if you are not covered by your employer (I'm a contractor and thus not covered by any employer).
- Laaw 11y agoMy employer is a big group of people and has the power to bargain with the health insurance companies. I think there are groups you can join that provide the same advantage. But what you might not understand (and I'm about to sound like a big jerk) is the idea that maybe the system that works best for the country might not work the best for you specifically. That doesn't make the entire system a disaster. There's perspective here that might not make you healthy, but it would at least provide a modicum of understanding.
- res0nat0r 11y agoHN devolves into non-scientific anecdote city whenever politics are discussed on this site and everyone goes from analytical to happily biased at the drop of a hat. I wouldn't take any one off experiences here as anything other than that; isolated incidents which most likely don't represent the overall picture.