NICUs were not very common until the mid-1970s so this component of care probably wasn't covered in Mr Friedman's study. Prior to that time premature babies wit

NICUs were not very common until the mid-1970s so this component of care probably wasn't covered in Mr Friedman's study. Prior to that time premature babies with congenital issues typically just died. And medical underwriting was a thing because people that have been sick before are bad bets. There's no need to imagine some kind of conspiracy here, it was just business. But hey lets just make up some more numbers to fit the narrative.