4 ms·
I still had to pay my $2500 deductible on the $2600 ECG, so the insurance company didn't worry about haggling them too much. If you're young, relatively health
by douche 11y ago
I still had to pay my $2500 deductible on the $2600 ECG, so the insurance company didn't worry about haggling them too much.
If you're young, relatively healthy, non-clumsy, male, and childless, chances are you might not go to the doctor once in a year, so it'd be a gamble, but you might very well statistically be better off pocketing the insurance premiums.
Better yet, put on a furry suit, bark convincingly, and go to a vet if you need some common medications or procedures that are mind-bogglingly expensive when prescribed for humans.
- jakobegger 11y ago$2600 for an ECG is a ridiculous sum. Out of curiosity, I checked how much my insurance pays a doctor for an ECG (I live in Austria). My insurance (SVAGW) pays 36€ for an ECG. Of course, the total bill would be a bit more since the doctor would likely also charge for consultation (33€), draw blood, order lab diagnostics (6€) etc. The total would probably be well under 200€.
- hospes 11y agoYou are lucky that you are in Austria and can check prices somewhere. In US It is really hard to get prices for any medical services (including serious and expensive surgeries) before they are scheduled or you already received them. My friend had a C-section during the delivery, hospital billed insurance 40K. She paid her deductible. C-section just like many other procedures are not planned and doctors are making decision on-fly during the delivery and obviously you do not have enough time to discuss pricing or negotiate them. So normally in this kind of cases you see the price 1st time in the bill, when you get it in your mail in couple weeks after the fact.